When you come to insure your business, understanding what’s necessary and what’s not can feel like more trouble than it’s worth. Even so, opting for a basic policy isn’t the answer.
Whilst mistakes and errors can be diligently evaded, some issues are simply unavoidable. If your business suffers a fire, flood or is broken into, the repercussions can be devastating. Though a standard business policy covers up to the damage suffered, STP Risk Solutions Limited can cover the damage suffered as well as the aftermath of that damage.
What if your business suffers a flood and causes you to cease trading until refurbishment takes place. Or a fire means your premises needs a structural rebuild. What if your machinery is stolen or your stock is ruined leaving you without any income?
Using a bespoke business review, we consider every angle of risk your business faces.
We’ll look at your location, your employees, third parties you work with and more to advise you on ways to protect your profits.
It means that if disaster does strike, the necessary cover is in place to allow you to bounce back to the level you were at before.
Business Interruption can cover downtime during and after;
- Structural rebuilds
- Theft of machinery
- Loss or damage to stock
- Natural disasters
You wouldn’t use only parts of your safety equipment while on the job, so why would you insure only parts of your business?